Baker Insurance Brokers

An independent insurance agency in Andover, Minnesota, this brokerage writes coverage for clients across Minnesota and Wisconsin, including Coon Rapids, Blaine, Anoka, Ramsey and the Minneapolis-St. Paul metro area. It describes itself as a full service agency offering both personal insurance and business insurance, with a separate private client option for households whose needs go beyond a standard homeowners or auto policy. The office is at 13750 Crosstown Dr Nw Ste 100. On the commercial side, the agency names condo building insurance, restaurant insurance, technology firm insurance, cyber liability insurance and school insurance among its specialties. Those are genuinely different exposures. A condo association's building policy is not the same product as an individual unit owner's coverage, a restaurant's premises and liability needs differ from a professional office's, and a technology firm or a school faces data and network risks that a general liability policy may not reach. Since the agency is independent rather than tied to a single carrier, the practical question is which carriers it actually quotes for a business like yours, and whether it can place a policy with more than one of them so you can compare terms. For personal lines, ask what the private client approach includes in practice, and whether higher-value homes, valuable items or added liability limits are placed with a specialty carrier. Request the carrier names behind any quote, confirm whether the policy is written for Minnesota or Wisconsin, and ask who handles a claim once it is filed.